Dinheiro Público

FGTS birthday withdrawal

How much you receive per year with the birthday withdrawal, according to your FGTS balance.

FGTS balanceRateAdditional amount
R$0.00 – R$500.0050%R$0.00
R$500.00 – R$1,000.0040%R$50.00
R$1,000.00 – R$5,000.0030%R$150.00
R$5,000.00 – R$10,000.0020%R$650.00
R$10,000.00 – R$15,000.0015%R$1,150.00
R$15,000.00 – R$20,000.0010%R$1,900.00
R$20,000.00 – …5%R$2,900.00
  • Example: with a balance of R$500.00, the estimated annual amount is R$250.00.
  • Example: with a balance of R$1,000.00, the estimated annual amount is R$450.00.
  • Example: with a balance of R$5,000.00, the estimated annual amount is R$1,650.00.
  • Example: with a balance of R$10,000.00, the estimated annual amount is R$2,650.00.
  • Example: with a balance of R$20,000.00, the estimated annual amount is R$3,900.00.

Values from the law table. Confirm on the Caixa site before opting in, because opting changes the rules for dismissal without cause.

Source: Law No. 8,036/1990, art. 20 (wording from Law No. 13,932/2019). https://www.planalto.gov.br/ccivil_03/leis/l8036consolidado.htm

Percentual do saldo que o saque-aniversário libera, por faixa de saldoCurva com o percentual do saldo do FGTS liberado pelo saque-aniversário em cada faixa de saldo, de quinhentos a trinta mil reais.33% do saldoR$ 500,00R$ 30.000,00R$ 5.000,00
Quanto o saque-aniversário representa do saldo, por faixa de saldo. A curva cai porque a tabela é regressiva: alíquota menor nos saldos maiores, compensada em parte pela parcela adicional. Contas nossas sobre a tabela da Lei nº 8.036/1990 mostrada acima.